Privacy policy.

1. Introduction

Monarc and its affiliates (“Monarc”, “we”, “us”, or “our”) are committed to protecting your privacy in accordance with applicable data protection laws. When we write “you”, we mean you as our customer, website visitor, or other relevant third party such as the contact persons of a company or other organization we are doing business with and the like. The purpose of this privacy policy is to explain how we collect and use your personal data as well as how you can exercise your rights.

2. From where do we collect your personal data?

We may collect personal data from you when you make a purchase on our website, correspond with us by post, email, or telephone, create an account for the subscription service on our website, or request information from us. We may also automatically collect technical and usage data about your equipment, browsing actions, and patterns when you interact with our website. We collect this personal data by using cookies, server logs, and other similar technologies. Some of the personal data we hold about you may be collected elsewhere than directly from you, such as from a credit reference agency, a regulatory authority, or other publicly available databases. If you do not provide certain information when requested, we may not be able to fulfill our obligations to you or respond to your requests, thereby preventing us from providing you with the highest level of service possible. We may also be prevented from complying with our legal obligations (such as our reporting requirements).

3. What information do we collect?

The categories of personal data about you that we may collect, store, and use include:

* General information and contact details, such as name, gender, personal identity number, phone number, email address, address, and other contact details.

* Financial information, such as bank information, credit information, and payment history.

* Marketing and communications data, such as your preferences in receiving marketing from us and our third parties, user account details for our subscription service, correspondence data when contacting customer service, and other communication/subscription preferences.

* Technical data, such as internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our website.

* Usage data such as information about how you use our website and shopping history.

4. How do we use your personal data?

We may use your personal data to:

* Administer and fulfill our contractual and legal obligations to you or the company you represent.

* Comply with our legal and reporting obligations, such as warranty claims, bookkeeping regulations, and reporting to tax authorities as well as other supervisory authorities.

* Respond to your inquiries and requests.

* Establish, exercise, or defend our legal rights.

Processing of your personal data not based on a legal or contractual requirement will be based on our legitimate interests to:

* Provide you with marketing communications and other publications (by post or by email or SMS or similar technology) relating to our business which we think may be of interest to you such as general information and newsletters.

* Use data analytics to study how visitors use our website and to improve our website.

* Manage our everyday business needs.

We will use automated decision-making when using credit as a payment method to evaluate your credit rating. You may express your opinion and eventually contest the decision by contacting us (please see contact details at the end of this privacy policy). We may use profiling to provide you with customized marketing offers. We will only use your personal data for the purposes for which we collected it unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal data for an unrelated purpose, we will notify you and explain the legal basis that allows us to do so.

5. To whom do we disclose your personal data?

In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this privacy policy, we may disclose information about you:

* To our service providers who may only process the personal data on our behalf.

* To the extent that we are required to do so by law.

* In connection with any legal proceedings or prospective legal proceedings.

* To establish, exercise, or defend our legal rights.

Except as provided in this privacy policy, we will not provide your personal data to third parties.

6. Where do we store and transfer your personal data?

Personal data that we collect may be stored and processed in and transferred between any of the countries in which we operate, to enable us to use your personal data in accordance with this privacy policy. Your personal data may be stored and transferred to countries that might not necessarily have data protection laws equivalent to those in force in the European Economic Area. However, we will take all reasonable technical, organizational, and legal measures to ensure that your personal data is securely processed, providing an adequate level of protection compared to the level of protection offered within the European Economic Area.

7. How do we protect your personal data?

We will take adequate security measures to prevent any accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to your personal information. However, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

8. How long do we save your personal data?

We will only save your personal data if necessary for us to achieve the purpose it was collected for or as required in order to comply with any mandatory retention periods under applicable law.

9. What are your rights?

* Right to access your data.

* Correction, deletion, and objection.

* Recall your consent.

* Opt-out from marketing.

10. Cookies

We use cookies and similar technologies on our website. You can set your browser to reject all or some cookies or to alert you when websites set or access cookies. If you choose to reject cookies, you may still use our website; however, your access to some functionality and areas of our website may become inaccessible or not function properly.

11. Third Party Websites

Our website contains links to other websites. This privacy policy does not cover the links within our website leading to other third-party websites, and we are not responsible for the privacy policies of such other third-party websites.

12. Changes to this policy

We keep this privacy policy under review, and we may update it from time to time by posting a new version on our website. You should check this page occasionally to ensure you are happy with any changes.

13. Contact information

If you have any questions or requests relating to this privacy policy or our processing of your personal data, please contact us at:

Monarc

[Company Address]

E-mail: [Contact Email]

Last modification date: [Date]